MedigapNC.com

Terms & Conditions of Use (updated 1-1-2013)

Our Commitment To Your Privacy

We want to make your experience online satisfying and safe. Our website is dedicated to protecting your private information. The Terms and Conditions of Use govern information that you provide to us and information that we gather from your use of this website, and they tell you how we may collect, use and share this information.

By using this website (www.MedigapNC.com), you agree to the following terms and conditions. We reserve the right to change these terms and conditions at any time without prior notice. You are bound to all future revisions if you use this website after the changes take effect. Please read them carefully.

No material or images may be reproduced without prior explicit consent. You may consume and download content for your personal use only. No content may be used for commercial purposes.

All trademarks, service marks, graphics, logos, icons and domain names are the property of www.MedigapNC.com. Usage of any of these items without prior consent is prohibited.

Privacy Policy

We understand that you value your privacy. Our website gathers information that is voluntarily submitted through our insurance quote request form, our company contact form, or other company contact methods. You agree that you may be contacted by phone or email with regard to your interest in receiving a Medicare Insurance quote and about Medicare Supplement plans even if you are on the Do Not Call Registry. Receiving quotes through our website is always free to you and you are under no obligation to purchase any goods or services as a result of this request. By submitting the completed form, a Medicare Advisor offering a competitive Medicare Supplement insurance quote may contact you based on the information you have provided. All information is stored in a secure database that can only be accessed by a specialized group of employees. This information may be used to qualify customers for Medicare Supplement insurance policies, answer questions, provide requested information, or service an existing policy. Our website also passively collects website usage data that does not contain personally identifiable data. This information helps us continuously improve the usability and content of our website.

By completing and submitting a registration form, you signify your agreement to our privacy policy. If you do not accept this privacy policy, please do not use this site. We reserve the right, at our discretion to change, modify, add or remove portions of this privacy policy. You should check this page periodically for any changes and to ensure you are familiar with our practices. If we make material changes to this policy, we will notify you here. This policy and all of our legal obligations under this policy are subject to the laws of North Carolina and the USA regardless of the location of the user. Policy last updated: January 1, 2013.

We believe that consumers should be able to control the use of their data. We will not share personally identifiable information with marketing partners if you follow the simple unsubscribe procedure of removing the check mark located at the permission notice box appearing on the www.MedigapNC.com registration and entry page. By submitting your email address and physical address on our website, you agree to a subscription to our newsletters and other mailings that we send from time to time. You are free to opt out of receiving these emails at any time by clicking on the unsubscribe link placed in each email. If you have any problems unsubscribing or if you receive any emails after you have unsubscribed you can contact us and we will help you resolve the issue. All email correspondence complies with the strict standards of the CAN-SPAM Act. If an opt-out is not submitted, we may share information such as your name, address, phone number and email address with marketing partners so that they can send you offers directly for products and services that may be of interest to you. The personal information our users provide to us may be combined with other personally identifiable information (such as demographic information and past purchase information) available from our records and other sources. We use a third party to verify your address in order to process your order. This allows us and our marketing partners, with permission, to present our users with offers and information geared towards their interests. We will only deal with marketing partners who offer products or services that we believe may be of interest to our users. Nevertheless, www.MedigapNC.com is not and cannot be responsible for the activities or privacy policies of these third parties. We may share our unsubscribe list with select marketing partners for the sole purpose of ensuring that individuals on this list do not receive electronic commercial mail messages containing www.MedigapNC.com advertisements that may be sent by such partners.

We do not rent, license or sell personal data to third parties unless permission is granted through user submission of the checked permission notice box appearing at the registration and entry page of www.MedigapNC.com. In the event of a merger, acquisition or change of control of www.MedigapNC.com, customer data would be considered a business asset and would be transferred. We will disclose information we maintain when required to do so by law; for example, in response to a court order or a subpoena. We may also disclose personal information as required by law or to protect the safety and security of our users.

You should also know that when you order a Medicare Supplement policy from www.MedigapNC.com, we need to provide your name and address to the policy issuer so they can start your service.

We may use other third parties such as credit card processors and email service providers to provide order fulfillment and email delivery services on our site. When you register on our site, we will share your personally identifiable information as necessary for these third parties to provide these services.

These third parties are prohibited from using your personally identifiable information for any other purpose, including their own marketing purposes.

Disclaimer

The information on this website is not intended to be a complete description of all terms, exclusions and conditions applicable to every Medicare insurance product or service that we offer. It is provided for general informational purposes only. MedigapNC.com provides no warranty, express or implied, that the content and/or rates on this website are applicable to your needs and situation or free from errors.

Medicare Supplement Insurance Helpline: 1-800-290-6188

An Official North Carolina Senior Citizens Association Website

The North Carolina Senior Citizens Association (NCSCA) is a nonprofit association chartered by the state of North Carolina in 1977. NCSCA does not endorse any insurance company. The information contained herein is to be used for general information purposes only. Nothing contained herein constitutes an application for insurance with any specific insurance company. The rates shown are provided as a public service and not intended as an endorsement for any particular company. Final rates quoted can only be confirmed by a licensed agent and approved by the appropriate insurance company. NCSCA Medicare Advisors are licensed agents and can provide free, objective information about Medicare Supplement insurance plans and Medicare Prescription Drug Plans. Royalty fees are paid to NCSCA for the use of its intellectual property from various companies. These fees are used for the general purposes of NCSCA. Insurance company names and logos are presented to represent a broad overview of some Medicare Supplement companies and are not an endorsement of any specific company. All rights reserved. Not connected with or endorsed by the United States Government or the federal Medicare Program.

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